Reinsurance
The role of reinsurance in managing insurer risk
Reinsurance allows insurance companies to transfer portions of their risk portfolios to reinsurers, protecting their balance sheets against catastrophic losses and enabling them to underwrite larger or more complex risks. Effective reinsurance programme design is fundamental to an insurer's financial stability, capital efficiency and growth strategy. We work with insurance company clients to design, place and manage treaty and facultative reinsurance programmes that optimise risk transfer, secure competitive pricing and provide access to the global reinsurance capacity needed to support their business plans.
How we design and place reinsurance programmes for insurers
Programme structuring, global market access and analytical advisory for insurers.
Reinsurance programmes can include proportional and non-proportional treaty structures, facultative placements for individual risks, catastrophe excess of loss, aggregate stop loss and specialty covers. We structure each programme to balance risk retention, capital efficiency and regulatory requirements.
We help insurers analyse portfolio performance, model catastrophe exposure and evaluate retention levels to design reinsurance structures that optimise capital use. Our analytical approach ensures every programme decision is supported by data, improving both financial resilience and underwriting confidence.
Our team maintains relationships with leading global reinsurers and specialist capacity providers across London, Europe, Bermuda and Asia. This reach ensures our insurer clients have access to competitive pricing, broad security and the technical expertise needed to support complex and evolving portfolios.
Reinsurance
Frequently Asked Questions (FAQs)
What is the difference between treaty and facultative reinsurance?
Treaty reinsurance automatically covers a defined portfolio of risks under a standing agreement, while facultative reinsurance is arranged individually for specific risks that fall outside treaty terms or require additional capacity.